5 Tips to Getting Extra Money for Christmas Shopping
Christmas shopping is getting more and more expensive each year.
With over 70% of Americans reported to be living paycheck to
paycheck, where does the money come from for Christmas shopping?
Here are 5 tips to getting some extra money for holiday shopping:
1 - Sell items on Ebay
Everyone is buying right now. Why not have them buy what you
have for sale? All different types of items sell on ebay - the
clothes your kids never even wore that still have the tags on
them, DVD's, collectible items sitting around just collecting,
and any other "hot" items you may have lying around.
2 - Garage Sale
Do a little 'Winter Cleaning" and make room for those Christmas
decorations and presents. A Saturday morning garage sale can
make you $50-$500, or more. One person's junk is another's
treasure!
3 - Collect your Unclaimed Money
There is an estimated $25 billion dollars of unclaimed money in
the U.S. On the Oprah Winfrey TV Show it was announced 8 out of
9 Americans have unclaimed money.This money comes from many
places. For example it could be an old checking or savings
account your forgot about, an inheritance, savings bonds,
uncashed checks or money orders, the list goes on and on. This
money is yours and just sitting there waiting for you to claim
it. A simple search in a quality database that includes all
states and federal unclaimed money could mean a check in your
mailbox!
A simple search in a quality database that includes all states
and federal unclaimed money could mean a check in your mailbox!
www.cashunclaimed.com is the largest unclaimed
money site and is a great place to conduct your unclaimed money
search.
4 - Holiday Job or Overtime
Companies are hiring for the Christmas shopping rush. Usually
they are simple retail positions that don't require specialized
training or experience. A couple nights or days a week could be
$1000 by Christmas!
If you are paid hourly at your job, and have enough work and
flexibility with your schedule, you can put in some extra hours.
Workers who have restaurant jobs can pick up extra shifts.
Special Note: Many people claim 0 exemptions on their W4. If you
have children, own a home, etc. increase your exemptions to the
correct number. Your employer can assist you in filling out a
new W4. This can mean an extra $50-$400 per paycheck!
5 - Reduce Expenses
You can reduce simple monthly expenses to keep more of the money
you already have. Here are a couple money saving ideas:
*Eat in instead of dinning out A family of 4 that eats out twice
a week spends about $100 per week.
*Pay minimum payments this month on credit cards Don't make this
a habit, but for December it will give you a little extra rather
than racking up more credit card debt
*Leave your ATM card at home, carry a little cash for what you
need
*Make coffee at home and skip your morning latte (you'll live,
really you will)
Now that you have the extra money - Merry Christmas Shopping!
About the author:
Nicole Anderson offers more information about unclaimed money at
Cash
Unclaimed. Would you like to receive your lost funds check
without searching 100+ individual databases? A simple unclaimed
property search could mean a check in your mailbox. Click on www.cashunclaimed.com for a free money search,
that